In 2015, if I had just one dollar for every television commercial I have seen for get “cash back on purchases”, I would not have to ever write a blog or lead a discussion about any subject online. Now I have personally used these types of offers for quite some time, and depending on who you have your cash back offers with, will determine how effective the receiving of the cash back will impact both your spending and your savings.
Millions of shoppers on and off line, depend on these benefits, to offset inflation and take advantage of sales which already offer the consumer a discount on the item or service that is wanted. If you research hard enough, you can find both online and offline sites and stores, which offer their members cash back offers and perks which will help one save money and help establish a unique relationship between merchant and consumer.
Now those who are savvy about cash back offers, actually create strategies, which turn into profit making campaigns, within a given amount of time. There are those wise shoppers, which use the cash back systems available to them to create streams of extra income and even small businesses, which can turn profits and help others achieve life long goals and ambitions.
One cool thing about the site I contribute to, is that there is the possibility for one, to not only receive cash back benefits, but to also save you the shopping consumer, a significant amount of money over time. The potential is present, to help that same person, create a career, of making a new stream of income, which will help others like themselves, save money on online and at traditional stores and services in the shoppers immediate home area.
I want to use this particular platform to find out, how you the reader, find cash back savings in the form of credit/debit cards and store membership savings at your favorite mall or business district. I personally, have access to hundreds of major store brands and can collect up to 30% cash back at any given time from all of them. This can be anything from a washing machine to a fishing rod and reel. Each time I spend, I receive a deposit each month for all of the purchases that I made at various merchants both online and traditional walk in store transactions.
Now I don’t get checks for $20,000 per month, however, A few hundred dollars here and there, really comes in handy at times when you least expect it. That is one of the cool advantages cash back offers give you when you are looking for extra funding in between paychecks or deposits from your business. One of the down sides of cash back offers, if any, would be the time one would have to wait to see a payment from a purchase.
I collect rebates on items all the time, and when I read the fine print, it always seem to say: “Please allow 4-6 weeks to receive your rebate.” or something to that nature. Then when you finally receive your rebate check in the mail, it is the $5.oo that the company promised you. These types of situations, only seem to benefit those who buy in frequency, or in bulk, different products, because many rebates limit how many credits you can receive on a given product or service.
Another small difficulty I find bothering fellow shoppers and consumers, is the fact that while they may have some form of credit line, from a major bank or money lender, their card does not offer cash back on purchases as those types of credit cards, require a good credit score to obtain.
This is a problem that I have faced until recently, when I conducted some very interesting research, with some unique discoveries along the way.
The first thing that I brainstormed about was: “How can I obtain real cash back offers, without using a cash back credit card?” So I used the power of search engines, to find not necessarily cash back websites, but how to actually “market” products that I can buy from myself, generating a “kick back” on how much I spend. On the other side of things, I can “sell” those same products to others who desire the same thing as I do, for a commission. There are actually some creative ways, a frugal shopper can see a multitude of cash flow, entering their checking or pay pal account on a regular basis.
Another interesting item of knowledge I can share with you, is that you do not have to pay any membership fees or provide immediate billing information to become actively involved with cash back shopping. In time, I have found literally thousands of name brand manufacture items and services that offer cash back bonuses 365 days per year! This means, that I do not have to wait for a particular season, to get a good discount on something that I want to purchase at that moment in time.
Bass Pro Shops, comes to mind this time of year, as the “big fish” are getting ready to move to their winter waters within the Great Lakes State Region, of my state.
At this particular time, I can get up to 2.5%cash back from them at any given time, along with listings for other sales items outside fishing rods and reels, such as men’s clothing and even listings for what they have in their clearance section. The convenient thing about this particular place on the web, is that I don’t need a cash back or business credit card to obtain a 30 day return on my purchase.
Another neat continuous cash back site that I was able to find is Advanced Auto Parts.
Because of my “affiliations”, I can get back a solid 4% cash back along with frequent coupon offers that allow the customer to discount their purchase even more! For example, during the time of the publishing of this blog, there is an offer for 4% cash back and a coupon to take off an additional 15% off of your order and is good only thru 10/10/15.
These coupons are always being replaced by other special offer coupons and therefore, it only makes sense, to use this avenue to purchase my auto parts for my vehicle repair needs. Now just going directly into Advanced Auto and just using my key chain membership card, will only go so far as parts for a car, truck, or SUV, can be quite costly.
Another big deal to those who look for consistent discounts, are restaurants and what they have to offer in the form of coupons and discounts to save money on your next meal with your significant other, hot date, or gathering with friends.
There is a popular site called restaurants.com, which offer its members all kinds of crazy deals on literally thousands of restaurants across the U.S.!
Now the difference between the average online restaurant warrior and myself, is that when you go to this cool website as the warrior, you sign up for free and receive whatever the site offers those who come into that particular URL portal.
Then there are those going out to eat guru’s like myself who can get a total of 83% savings which equates up to about $15 daily, each time I use restaurants..com to purchase my next meal.
The mindset I am trying to present here in this moment, is to show that it is not about how much you can save or get back, but the fact that in order to get the most out of shopping, you must have “an inside hookup” in order to get the most out of your spending endeavors which shopping equates to spending money you either have or don’t have but spend anyway.
Someone like yourself, found your way to this site today, perhaps looking for a way to “maximize both their savings” and obtain, “a stream of cash back refunds without a credit/debit card account”.
The one thing that I pride myself in, is the fact that I have always wanted to help my fellow woman or man in the human family, with whatever problem I see at the moment with their life situation. While I will never have all the answers, if any on a particular subject or situation, I can at least admit, that I attempt to make a diligent effort to do a little research, for or with the individual or group, to come up with the best possible solutions to a problem.
In my next post of this series, I will go more into detail on what an actual online cashback shopping spree consists of and how it has the potential, to provide a “constant stream of income, 365 days per year” for themselves and their respective families, friends and others that one associates themselves with in everyday life.
Happy Cash Back and Savings Both Online and Traditionally Shopping Warriors!